A Ruby gem to divvy up a list of item prices into smaller groups, for the purpose of splitting up purchases (somewhat) equally. A variation of sorts on the knapsack problem.
Zone 1 ebike fee breakdown
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- To divvy something is to split it up between two or more people. You might divvy up a pizza among four friends, giving everyone two slices.
- Divvy gives you the benefits of homeownership without a 30-year commitment. We keep things flexible for your changing life. Come as you are. Your finances are unique. That can make mortgage approval tricky. We fight for everyone to get a shot at homeownership. No judgment, just solutions.
- Join Divvy For $5 At This Week's Out And About Uptown Event Cycling Uptown will be held from 6-8:30 p.m. At the ICA GreenRise building, 4750 N.
Zone 1 (in yellow on the map) is bounded by Maple and Pershing Aves on the north-south axis, the lakeshore to the east, and Western, Fowler, and Prospect Aves to the west.
- In Zone 1, per-minute pricing will apply from the start of your ebike ride. If you end your ride outside a Divvy station or e-station in this zone, you’ll be charged an out-of-station parking fee.
Zone 2 ebike fee breakdown
Zone 2 (in blue on the map) covers the following areas:
- The southern portion is bounded by 138th St and Pershing Ave on the north-south axis, the lakeshore and State Line Rd to the east, and Western Ave to the west (with a small extension to Cicero Ave).
- The western portion is bounded by Howard and Pershing Aves on the north-south axis and Western Ave to the east.
If you start or end your ebike ride in Zone 2, it will include 30 or 45 minutes (depending on membership status) at no additional cost before per-minute pricing kicks in. If you end your ride outside a Divvy station or e-station in this zone, the out-of-station parking fee will be waived to account for the lower density of stations.
Ebike parking
To improve availability and keep our streets neat, we’re installing ebike-only e-stations throughout our service area. Use the ebike’s locking cable to secure it at an e-station (Classic bikes can’t be docked here). Ebike parking is free at Divvy stations and e-stations. For an extra $2, you may also lock to a public bike rack, signpost, light pole, or retired parking meter within the service area.
Ebike parking violations
Parking violations — including locking the ebike to itself, private property, trees, or any other structures as well as blocking pathways, sidewalks, or ramps — incur a $25 fee. You’ll be charged a $25 fee for parking your ebike outside of the service area.
$5 ebike credit promotion
For a limited time, the Chicago Department of Transportation (CDOT) will offer Divvy members a $5 credit towards up to 30 minutes of ebike riding or other usage fees. This credit will automatically be applied to Chicago residents' accounts and expires after 30 days. New members who sign up before December 31, 2020 will also receive the same credit.
Need an ebike walkthrough?
Stocks are just as polarized as people these days. After all, the market is mostly run on sentiment, so it only stands to reason.
Whether you're a Trump supporter or a Biden supporter, a die-hard Republican or no-questions-asked Democrat (because there’s no in-between anymore), stock picks tend to align with political “ideals”.
And for those who are true market players, the game is on to identify those stocks that could end up being big winners or losers coming out of the November 3rd presidential elections, assuming the market emerges unscathed as a whole.
Below are our Top 10 picks based on a Trump or Biden victory in November:
The Trumpite’s Stock Portfolio
In the event of a Trump victory (a real one, not a “refuse-to-step-down version), the stocks that could end up gaining nicely are likely to be found in the energy and financial sectors from a de-regulatory point of view, as well as among those companies who have already raked in coin from the Trump administration’s corporate tax breaks.
#1 Goldman Sachs (NYSE:GS)
Goldman could benefit with a Trump victory, as noted by Fox Business, because merger and acquisition activity could soar in a more lenient regulatory environment and hopes of economic improvement.
#2 Bank of America (NYSE:BAC)
BofA is already looking fairly solid, but a Trump victory is expected to give it a further boost due to the administration’s more lax view of necessary regulations of the banking sector. 'Wall Street veterans Larry Fink and Lloyd Blankfein, along with presumptive Democratic Presidential nominee Joe Biden, have suggested deficit-reducing increases in corporate tax rates,' Kiplinger cited Keefe, Bruyette & Woods analysts as writing in a note to clients, noting that BofA would see its earnings per share reduced by about 9% under Biden’s proposed 28% corporate tax rates.
#3 Exxonmobil (NYSE:XOM)
Despite a couple of unexpected bans on exploration coming from the Trump administration in recent weeks, the president is a big fan of fossil fuels, and Exxon is set to benefit far more from a Trump victory in November.
'XOM is trading at prices first seen 20 years ago and sports a dividend yield of more than 8%,' Money Morning Chief Investment Strategist Shah Gilani said. 'Just as we saw with tobacco stocks, industries drifting toward measured declines – like fossil fuels – can make solid investments if bought at the right prices.'
#4 Target (NYSE:TGT)
Target is one company that benefited from Trump’s corporate tax cuts and the Jobs Act, and JP Morgan lists it as a company that stands to possibly underperform under Biden, Reuters reports.
#5 Lockheed Martin (NYSE:LMT)
While it’s true that the Trump administration has often lauded pulling American troops out of various conflict zones, on the other end of this spectrum is a lot of talk and a great deal of fanfare about things like “Space Force”, cybersecurity and missile defense, which has dollar signs pinging in the ears of Lockheed Martin, which Gilani describes as the aerospace “cream of the crop”.
A Bidenesque Portfolio
#1 Tesla (NASDAQ:TSLA)
The EV giant that’s already taken this year by storm is the most obvious Biden portfolio choice, and a Democratic victory in the White House is likely to see this stock soar even more in proposed new tax incentives and government purchases, among other things, Reuters reports.
#2 IBM (NYSE:IBM)
Trump’s trade war with China hasn’t been good for companies like IBM, which would fall victim to the administration’s threat to remove any companies from the running for federal government contracts if they’re outsourcing anything to China. IBM’s stocks should get a boost from a Biden victory, which would be expected to tone this war down a bit or at least add an element of certainty to it.
#3 AECOM (NYSE:ACM)
This $6.65-billion market cap company could be a big beneficiary of a Biden win, as the Democratic candidate has laid out plans to spend a lot on construction and engineering, according to Citi analyst Andrew Kaplowitz, cited by Reuters.
#4 Alibaba (NYSE:BABA)
This China-based tech and ecommerce giant is expected to get a fairly significant sense of reprieve with a Biden victory, which again could ease the trade war that has turned into an all-out Cold War.
#5 Netflix (NYSE:NFLX)
Overall, a lineup of big tech companies may fare better under Biden. While Netflix isn’t one of those that’s been caught in the crossfire for allegedly suppressing Conservative views, it is expected to ride the tailwinds of better days for stock prices for this sector.
Is there anything that’s not polarized? Well, sort of. According to Raymond James analyst Chris Meekins, the healthcare sector is a toss-up as Trump would boost pharmaceutical companies by going against the Affordable Care Act and Medicaid, while Biden would boost development of testing and vaccine capabilities and equipment. If Biden wins the presidency but the Republicans keep the Senate, Meekins sees the healthcare sector outperforming the market, as it historically has under those particular circumstances.
By Josh Owens for Safehaven.com
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